Labaran KasuwanciAmurka ta tuhumi Visa don Keɓance Ma'amalar Katin Zari a cikin Harkar Antitrust

Amurka ta tuhumi Visa don Keɓance Ma'amalar Katin Zari a cikin Harkar Antitrust

Ma’aikatar shari’a ta Amurka (DOJ) ta shigar da kara a gaban kotu kan Visa Inc. (VN), inda ta zargi katafaren kamfanin biyan kudi na duniya da yin kaca-kaca da kasuwar katin zare kudi ta hanyar dakile gasa ta hanyar manyan kudade da kuma biyan dabarun biyan abokan hamayya. Visa, wacce ke kula da sama da kashi 60% na ma'amalar katin zare kudi na Amurka, tana samar da kusan dala biliyan 7 a duk shekara daga kudaden da ake cajewa lokacin da ake yin mu'amala ta hanyar sadarwar ta, a cewar DOJ.

Shari'ar ta yi iƙirarin Visa na kula da kasuwancinta ta hanyar yarjejeniya tare da masu ba da kati, 'yan kasuwa, da masu fafatawa, a ƙarshe yana iyakance hanyoyin gasa. Shari'ar DOJ wani bangare ne na babban ajandar gwamnatin Biden don magance hauhawar farashin kayayyaki, gami da tinkarar kudaden da suka wuce kima da aka baiwa masu amfani da su—wani muhimmin batu a zaben shugaban kasa mai zuwa tsakanin Democrat Kamala Harris da dan Republican Donald Trump.

"Haramtacciyar takardar visa tana tasiri ba kawai farashin kayan mutum ɗaya kawai ba amma farashin kusan komai," in ji Babban Lauya Merrick Garland, yana mai jaddada cewa 'yan kasuwa da bankunan biyu suna canja farashin biyan kuɗin biyan Visa ga masu siye.

Tarihin Abubuwan Da Aka Zargi Na Gasa

DOJ ta ba da hujjar cewa dabi'ar rashin gasa da ake zargin Visa ta fara ne a shekara ta 2012, biyo bayan gyare-gyaren tsari da ke buƙatar masu ba da katin ba da damar cibiyoyin biyan kuɗi marasa alaƙa. Waɗannan gyare-gyaren sun ba da damar sababbin masu fafatawa su shiga wurin biyan kuɗi, amma ana zargin Visa ta amsa ta hanyar ƙarfafa ikonta ta hanyar keɓance ma'amala da yarjejeniyoyin ƙuntatawa.

Shari'ar, wacce aka shigar a wata kotun tarayya ta Manhattan, tana neman shiga tsakani na shari'a don dawo da gasa a kasuwannin hada-hadar biyan kudi, na hada-hadar kan layi da kuma a cikin kantin sayar da kayayyaki.

Ayyukan katin zare kudi na Visa suna ƙarƙashin binciken DOJ tun daga 2021, a wannan shekarar ta toshe shawarar Visa na siyan kamfanin fasahar kuɗi Plaid. Ana kuma gudanar da bincike kan Rival Mastercard (MA.N). Kamfanonin biyu dai sun shafe shekaru da dama suna tafka shari'a kan yadda suke tafiyar da kasuwar biyan kudi.

A cikin 2019, Visa da Mastercard sun yanke hukunci game da matakin mataki-mataki tare da dillalan Amurka akan dala biliyan 5.6, suna magance zarge-zargen cin hanci da rashawa. Koyaya, shawarar sasantawa mai alaƙa, da nufin rage kuɗaɗen zazzagewa da kimanin dala biliyan 30 sama da shekaru biyar, wani alkali na tarayya na Brooklyn ya ƙi amincewa da shi a watan Yuni. Visa ta kebe dala biliyan 1.6 don ƙarin matsuguni dangane da ƙarar kuɗin musayar Amurka.

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