Dangane da bincike na KPMG na Ostiraliya Fintech na 2024, kashi 7% na kamfanonin fintech na ƙasar za su rufe ayyukansu a cikin 2024, yana ƙara rage yanayin fintech a Ostiraliya. Ya zuwa Disamba 2024, akwai kamfanoni 767 masu aiki a cikin masana'antar, ƙasa daga 800 a cikin 2022.
Kamfanonin Cryptocurrency da blockchain sun yi tasiri daidai gwargwado, wanda ya kai kashi 14% na rufewar 60 na wannan shekara. A cewar KPMG, wannan sashin ya ragu da kashi 14% sama da shekara (YoY), wanda ya bar kasuwancin 74 kawai suna aiki.
Saye, Haɓaka Dabarun, da Haɗuwa
A cikin 2024, haɗe-haɗe da saye (M&A) sun kai kashi 3% na rufewar fintech, yayin da jimlar rufewar ta kai kashi 4.5%. Yawancin ayyukan M&A sun kasance ne ta hanyar maƙasudai na dabaru, tare da samun kamfanoni waɗanda ke neman haɓaka takamaiman aiki ko fasaha.
Tasirin AI da Abubuwan Farko
Bisa kididdigar da KPMG ta yi, ana samun karuwar masu zuba jari da ke nuna sha’awar sanin sirrin wucin gadi (AI), wanda zai iya taka rawa wajen rugujewar kamfanonin blockchain da cryptocurrency. Koyaya, sake dawowar kamfanonin da ke mayar da hankali kan cryptocurrency a cikin 2025 na iya sauƙaƙe ta hanyar karɓar kuɗin da Amurka ta yi na musayar Bitcoin tabo (ETFs) da kuma hasashen raguwar ƙimar riba a cikin ƙasar.
Bukatun Ka'idoji da Wahalolin Biyayya
Haɓaka binciken ka'idoji wani lamari ne da ke fuskantar masana'antar bitcoin ta Australiya. The Australian Securities and Investment Commission (ASIC) ya kafa wani m kudi tsarin lasisi ga cryptocurrency kamfanoni a kan Disamba 4. The Australian Ma'amala Reports da Analysis Center (AUSTRAC) ya bayyana kwana biyu daga baya cewa zai kara sama da sa idanu na cryptocurrency bangaren a 2025. .
Brendan Thomas, Shugaba na AUSTRAC, ya tayar da damuwa game da rashin amfani da ATM na cryptocurrency don yin amfani da kudaden haram kuma ya jaddada kudurin hukumar na dakatar da halayya ta haramtacciyar hanya a wannan yanki. An riga an buƙaci ma'aikatan ATM na Crypto a Ostiraliya don saka idanu kan ma'amaloli da amfani da hanyoyin Sanin Abokin Cinikinku (KYC).
Zuwa Gaba: Shekarar Canji?
Duk da gazawar, KPMG ya annabta cewa shekara mai zuwa na iya ganin haɓakar blockchain da kamfanonin cryptocurrency saboda sha'awar saka hannun jari da fa'ida ga yanayin tattalin arziki. Ƙarfafawa a ɓangaren zai iya dogara ne akan yadda yake magance matsalolin tsari da kuma amfani da sababbin dama a kasuwannin duniya.