Crypto-laundering - Ba Injin Wanki ba. Duk da haka

Duk da ra'ayin cewa crypto-atheists, naysayers da wasu masu yin fina-finai suna da, da kuma zurfafa, game da fasahar crypto zama mafarki mai ban tsoro, gaskiyar har yanzu tana cikin cikin wasu tarin launin toka a wani wuri.

Don haka fim din ya fita. Mutanen da ke cikin al'ummar crypto sun ƙare da ƙwai da tumatir. Mutanen da har yanzu suna ci gaba da gano abin da kalmar ma take nufi suna ƙoƙari su yanke shawara. Amma duk da duk wani ra'ayi mai ban tsoro Kurt Russell starrer 'Crypto' Minted, makircinsa (wanda shine duk game da amfani da cryptocurrencies ta hanyar sadarwar sirri don fara kashe kuɗi) ya kamata ya sa mu yi tunani game da babban batun ta hanyar da ba baki ko fari, ba shuɗi ko ruwan hoda - wanda shine, ta hanyar. ba dissing cryptocurrencies ko deifying su.

Domin kar mu manta da abin da labarin tattalin arziki ya tunatar da shi - yana yiwuwa (kamar yadda a Ofishin Majalisar Dinkin Duniya kan Magunguna da Laifuka yana lissafin dala biliyan 800 zuwa Ana saka dala tiriliyan 2 a cikin sake zagayowar ruwa kowace shekara. Wannan shi ne kudin da yake da kyau a matsayin kashi biyu zuwa biyar na dukkan GDP na duniya

Kuma me ke shiga wannan kurkura? A hadaddun saitin musaya da maɓalli inda ana canza tushen kuɗi, canza ko fentin su zuwa wani sabon abu.

Ya zuwa yanzu, wannan ya kasance faruwa ta amfani da, ayyukan fasaha, karafa masu daraja, daftarin da ba a bayyana ba, gidajen caca ko bankunan sirri na sirri, amma yanzu irin su Rob Wainwright, shugaban Europol, ya yi kiyasin cewa kusan kashi uku zuwa hudu cikin dari ana iya samun aikata laifuka na shekara-shekara na nahiyar ($ 4.2bn-5.6bn). crypto-laundered.

Kwamitin Ayyukan KuɗiFATF) bayar da rahoto game da Sana'ar Kuɗi na Ƙwararru (Yuli 2018), ya kuma yi iƙirarin cewa “biyan kuɗin da aka saya na haramtattun ƙwayoyi akan layi ana canjawa wuri zuwa e-wallets da ke riƙe a cikin kudin fiat ko a cikin kama-da-wane kudin waje. Bayan haka, ana canja wurin kudin kama-da-wane ta hanyar sarkar sarkakiya na e-wallets, wanda zai iya haɗawa da amfani da mahaɗa da tumblers don ƙarawa haɓaka rashin sirrin ma'amalar kuɗi na kama-da-wane. Ana aika kudade komawa zuwa e-wallet na Ƙungiyoyin Laifukan da aka tsara (OCG); kuma daga baya canja wurin zuwa katunan banki kuma a cire su a cikin tsabar kudi."

A ciki gaskiya, wannan mai zaman kanta Ƙungiyar gwamnatoci - wanda ke aiki da yawa akan manufofi don kare duniya tsarin hada-hadar kudi a kan hada-hadar kudi- aka kawo karar daga 2017, inda a Babban juri a gundumar Arewacin California ta tuhumi BTC-e, wanda ake amfani da shi sosai dijital kudin musayar. Kamar yadda binciken da aka kwatanta a ciki wannan takarda, BTC-e zai iya samun fiye da dala biliyan 4 na kama-da-wane kudin a tsawon lokacin ayyukansa.

Sannan akwai fargabar cewa hare-haren ransomware suma suna yin hakan ciniki ta hanyar yin amfani da ƙananan kuɗi inda aka kashe kuɗi a cikin ƙananan adadi kuma sa'an nan kuma sake haɗawa cikin hadaddun hanya ko'ina.

Barking itacen da ba daidai ba, muna? Shin haramtaccen kuɗi zai iya zama Thanos na gaba na duniya na crypto kuma nan da nan?

Ina jaririn sitaci yake?

Babban abubuwan da ke cikin kowane tsari na wanke-wanke sune waɗannan - sanyawa (inda aka saka kuɗi mai datti a cikin wani wuri na halal), shimfidawa (inda jerin ma'amaloli da hop-scotch tabbatar da cewa kudi ya canza hanyarsa da tsari kamar yadda ake so) da haɗin kai (inda an mayar da kudi cikin sararin samaniya mai tsabta).

Shin fasahar cryptotechnology tana sa ɗayan waɗannan sassa ya fi sauƙi? Ee, rashin canzawa kuma ana iya amfani da saurin ciniki da kyau don dalilai na haram. Duk da kasancewarsa kudin da ake kira masu zaman kansu? Ee.

Kamar yadda Siddharth Sogani, Wanda ya kafa, Shugaba, CREBACO dalilai, "Akwai ka'idar sirri cewa bitcoins suna bi don haka ana iya gano su ta wata hanya. Sauran kudade akan Ethereum blockchain kuma ana iya bin diddigin kasuwancin sa."

Haka kuma, idan mutum ya musulunta baƙar fata a cikin crypto kuma yana nuna fa'ida mai yawa daga cryptos ta hanyar bayyana a cikin littattafansa, babu wanda ke shakkar hakan da gaske saboda mutane sun yi kashi 1000 Riba kuma da zarar kun biya haraji, duk fari ne kuma ba za a iya gano su ba, Sogani ya buɗe wani babban wuri mai jaraba a nan.

Idan ka tambayi Neeraj Khandelwal, wanda ya kafa, CoinDCX, ya kawo hujjar sa ido kan tsari ga tattaunawar. "Idan kun je musayar gargajiya, lissafin tsaro yana buƙatar ku yi tsari da yawa, bincike da sauransu amma wannan ya ɓace a a Matsayin duniya don crypto-money. Shi ya sa akwai kamfanoni da yawa da za su iya ƙirƙirar alamu kuma ku biya kuɗi zuwa musayar don lissafta shi. Duk wannan na iya faruwa ba tare da buƙatar kowace hujja ta asusu, ofisoshi, ko ma samfura ba. An musayar yana samun kyawawan kuɗin jeri kuma yana iya, don haka, na iya yin watsi da mahimmanci cak. Ana kula da hutu ta hanyar tallan tallace-tallacen da waɗannan kamfanoni ke yi wannan fitowar tayi-kyau-zuwa-gaskiya alamu. Mutane sun ƙare sayen alamun ba tare da wani ba ƙimar gaske. Lokacin da farashin ya tashi, kamfanoni na iya siyar da waɗannan alamu da na kowa mutane sun yi hasarar kudinsu."

Ya kuma tunatar da bukatar don sarrafa kansa wanda ke da mahimmanci ga masana'antar da ke ci gaba. Ba duk jerin abubuwa ko musanya sun lalace, wasu suna da ƙima mai kyau, amma muna buƙatar wasu ingantacciyar injuna ko tsauri don nisantar da mugayen mutane, in ji shi.

"Na Hakika cryptocurrencies suna taimakon waɗannan mutanen. A gaskiya, ina ganin mu a wurin umarnin gwamnatoci suna tafiya sosai duk dijital (duk da cewa gwamnati) kudin waje. Dalilinsu zai kasance don dakatar da satar kudi, laifi ayyuka, da dai sauransu, amma suna da wata ɓoyayyiyar manufa, wadda ba ta jama'a ba: lokacin sha'awa rates tafi warai mara kyau a cikin koma bayan tattalin arziki na gaba, mutane za su so su tara tsabar kudi. Ta hanyar tura kowa da kowa zuwa dijital, ikon mutane na tara kuɗi zai kasance takura. Bugu da ƙari kuma, umarnin gwamnati game da haraji, da dai sauransu, zai yi yawa mai sauƙi a cikin duniyar dijital. "

Sogani ya yi watsi da cewa haramtattun kudade babbar matsala ce kuma saboda wani dalili da ke guje wa wannan muhawara yawanci. "Muna aiki tare da masu gudanarwa don fahimtar yanayin rashin fahimtar cryptocurrencies. Wannan bangare shi ne babba a cikin waccan tattaunawar. Ko a yanzu, ba tare da masu hada-hadar tsabar kuɗi ba, wanki yana faruwa. Mun ji game da ayyukan BTC ya canza zuwa kudin fiat kuma akasin haka a cikin tsabar kudi. Idan ƙa'ida ta amince da wannan sarari cikin sauri to za mu iya rage wannan jujjuyawar. A yanzu haka, wannan matakin da gwamnati ta dauka yana jan hankalin mutane ne kawai zuwa ga wadannan lungunan launin toka da kasuwannin bakar fata don canjin kudi." Kasuwar tana can ƙasa kuma ana samun tallace-tallace na kunci kuma wannan shine dalilin da ya sa mutane ke buƙatar zaɓin halal don kada a motsa baƙar fata Sogani. 

Don haka wannan yana nufin fasahar crypto-technology shine kawai injin wanki da mummunan duniya ke jira? Wataƙila. Amma kuma, watakila ba.

Farin Safa, Jajayen Rigar – Safa mai ruwan hoda

Tambayar farko da ya kamata a yi la'akari da ita a nan ita ce iya gano cryptocurrency, kowane daya. Idan crypto-kudi shine ainihin alkyabbar da ba a iya gani wanda zai iya lalata kudi mara kyau, da kyau, da ba za mu sami masu hada-hadar tsabar kudi da yawa a cikin masana'antar ba. Kamar yadda za mu so mu gaskata in ba haka ba, yawancin crypto-currencies har yanzu ba masu zaman kansu ba ne kuma ba a san su ba. Wataƙila, kyakkyawan bayani game da dalilin da yasa agogo ke so Monero suna samun nasu fan-clubs da sauri.

Akwai mutane - masu sha'awar sirri, masu hannu da shuni da ke son kubuta daga idon dan gwanin kwamfuta, kamfanoni suna da hankali game da dabarun kasuwancin su, kuma ba shakka, masu laifi wadanda ke amfani da hada-hadar tsabar kudi don abin da yake bayarwa - a hanyar yin mu'amalar cryptocurrency da wuya a gano.

Abin sha'awa, duk da sabbin abubuwan da ke faruwa a wannan gefen, har ma masu haɗawa ba su da masana'antar cakulan da wannan kasuwa ta yi mafarkin. Suna cajin kudade da Ba za a iya aminta da su daidai ba don yuwuwar ta kasance koyaushe cewa tarar ɗaya dare/dare, kawai suna iya gudu zuwa tsaunuka da duk ƙazantattun kuɗi.

Idan muka duba a takarda, 'CoinShuffle: Practical Decentralized Coin Mixing for Bitcoin', Tim Ruffing, Pedro Moreno-Sanchez, da Aniket Kate daga Jami'ar Saarland, za mu iya kuma lura cewa hada-hadar tsabar kudin ba lallai ba ne ruwa-m. "Yayin da ake amfani da irin waɗannan abubuwan haɗin gwiwar jama'a a aikace, suna fama da matsaloli biyu masu tsanani: Na farko, haɗin zai iya satar kuɗin kawai kuma kada ya mayar da su ga masu amfani. Na biyu, gaurayawan suna koyon yadda ake sarrafa adiresoshin fitarwa. Ta haka, ɓoye sunan mai amfani ya dogara ne akan zato cewa haɗin ba ya shiga ko bayyana ɓarna." Marubutan sun bayyana yayin da suke yin muhawara don madadin haɗakarwa wanda ya dace da cibiyar sadarwar Bitcoin data kasance kuma ta share buƙatar wani ɓangare na uku.

Kamar yadda aka ce da kyau a cikin wannan takarda, “Abin da aka haɗa da haɗin kai wanda tsarin Bitcoin ya samar ga mahimman abubuwan da ke damun sirri ga masu amfani da shi." Wannan ainihin sunan ma ya katse tunanin mutum a lokacin da zai yi tsalle ya ga cewa crypto shine burin kowane mai wanki ya zo-gaskiya.

Ee, yana iya zama a wani bangare na raye-rayen bushewar kudi na duniya da ke faruwa yayin da muke magana da wancan tabbas yakamata a magance shi tare da kowane tabbataccen aiki mai yiwuwa. Amma don ɗauka cewa ita ce ‘kawai’ ko ‘babban’ goge goge a wajen, ke faruwa don kawai rage jinkirin lather muna buƙatar yaƙar babban warin kuɗi wanke wanke. 

Ana iya samun ƙari bushewa daga can. Kuma wanene ya san wasu allunan ƙarfe waɗanda suke santsi da taurin kai creases kuma. Idan da mun san yadda ake buɗewa kamar yadda muka san yadda ake ninkawa.